Wednesday, July 16, 2008

Do You Worry?

So many people spend a great deal of time worrying. The time you spend worrying, is time you can never get back.

Worry can be non productive or at times can help motivate you to take action and find a solution to whatever you are worrying about.

If you are worrying about your financial situation, especially these days when the cost of living is on the rise, you can learn how to help yourself and/or change your situation and get back your peace of mind.

Is your worrying regarding debt and/or bills? You can receive Debt help at a variety of places.

One such place is Their site offers a Bills IQ test. It is a simple and easy question and answer test. Just click on your answers and at the end of the test you will receive your score. The test covers such topics as credit, debt, budget, wealth and life plan. You will also receive personal tips and expert advice to help you learn more about your finances and ways to help bring you to a better financial position.

I personally took the test and received a B. So, it seems I need improvement. I remember as a teenager entering the workforce, my Dad always told me to save for a rainy day...just in case something comes up. As I entered adulthood and bought my first house, he said I should have at least 3 months of earnings saved...just in case an emergency comes up or for illness etc... Something I learned from taking the test is that ideally you should now have 6 months of earnings saved.

This test is something that can be beneficial to you. It's free, the advice is free. It can help you to stop your worrying, find out if you are financial fit and if not, you will learn ways to improve your situation.

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